Substantial and growing evidence shows that e-cigarette use by youth and young adults increases the risk of ever using conventional cigarettes, according to a 2018 report by the National Academies of Sciences, Engineering, and Medicine. The popularity of JUUL among youth has also recently been reported in news media. JUUL’s manufacturer claims “JUUL is for adult smokers seeking a satisfying alternative to cigarettes.” However, a recent survey reported 8% of Americans aged 15 to 24 years used JUUL in the 30 days before the survey. Third, JUUL offers a wide array of flavor options. Second, nicotine delivery via JUUL is effective it is sufficiently high to warrant concern about development of nicotine addiction. Compared with traditional cigarette appearance, USB-like appearance has less of a negative perceived social image in public locations. First, JUUL’s appearance is similar to a universal serial bus (USB), which makes it easy to carry and hide as a portable device. JUUL’s popularity is due to several characteristics. JUUL, the most popular e-cigarette brand in the United States, currently holds 71% of the market share, according to data from Wells Fargo in July 2018.
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Phelps Grove Park This peaceful neighborhood park is also home to a ghost bride, killed in on her wedding day as she and her new husband drove their car through the park. University Plaza Hotel This modern hotel, meeting place and convention center was built on plantation land once owned by an honored Civil War hero.It's said he visits the ballroom and back hallways of the hotel between midnight and 4 am, dressed all in black. Apparitions, orbs and even glowing gravestones have been reported and photographed here. Springfield National Cemetery It should come as no surprise that the large cemetery at 1792 E. Look for them during a ghost tour, or during an overnight ghost hunt hosted by The Paranormal Task Force. Pythian Castle Ghost Tours This early 20th century building has its share of secrets, and - maybe - some residents who never really left. Orbs have been seen inside the building, and from the street some see a tall blond in Elizabethan clothing peering out a 4th floor window. The Landers Theatre is said to be haunted by ghosts: a 1920s janitor is sometimes seen in the balcony a baby accidentally dropped from the balcony long ago can be heard in the empty theater. You may wonder if it is important to know how to fill out Acord 27? The short answer is, yes! This form is used in many situations where a client needs to provide proof of property coverage and it is important that you understand the different parts of the form and how to complete the Acord 27. This will most commonly be requested by mortgagees or loss payees providing a mortgage or loan. It is a single-page form used to provide proof of property coverage to another party who has interest in a residential property, commercial property and/or the contents of the property. The Acord 27 form is more commonly knowns as the Evidence of Property Insurance. Of all of the forms, however, one you may often see is the Acord 27. There are several Acord forms and each serves a purpose specific to the type of coverage that it represents. Continue reading for more details on the forms and applications you will be using every day to manage client information.ĪCORD forms are universally recognized documents that contain information which most, if not all, insurance carriers require be completed in order to provide a quote back to the agency. As you begin a career in insurance, it will be critical that you develop a familiarity with forms and applications used in the Agency Management System (AMS).
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